Mobile Home Insurance

Mobile Home Insurance

What Does it Cover?

  1. Your Home – Fire, lightning, wind, hail, explosion, burst water pipes, unless your mobile home insurance policy specifically excludes any of these items.
  2. Your Personal Property – On an actual cash value basis or you can upgrade to replacement cost coverage.
  3. Your Personal Liability– If someone is injured in your home, or if you accidentally injure someone or damage property away from your home, you may be liable.
  4.  Your Additional Living Expenses – If a covered peril causes sufficient damage that you need to move out, we cover the extra living expenses until repairs are complete or you find a new home.

Additional Mobile Home Coverage Available

  • Reasonable expenses for emergency repairs, such as covering a roof after a storm.
  • Emergency Removal
  • Trees, shrubs, lawn.
  • Food spoilage.
  • Collapse.
  • Antenna or Satellite Dish
  • Fire Department Service Charges
  • Other Structures – Sheds, fences, detached garage and fence.
We accept Single Wide, Double Wide, Triple Wide, or 2 Story Modular Homes.

Optional Upgrades

  • Increased Limits on Other Structures
  • Increased Limits on medical Payments
  • Extend coverage on jewelry, watches, and furs
  • Trip Collision coverage while home is in transit
  • Add liability and medical coverage for business pursuits
  • Increased protection for satellite dish antennas
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